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Buying Your First Home in Utah, Step by Step

Buying your first home starts with three numbers: the monthly payment you are comfortable with, the cash you need to close, and what a lender will pre-approve you for. Work out the first two with the tools below, then we connect you with a lender, show you homes that fit and walk you through every step to the keys.

Photo by Clay Banks on Unsplash

We do this for clients across Salt Lake City, Bountiful, Holladay, Draper, South Jordan and Sandy, Utah.

How it works

What we do, step by step.

  1. Your comfortable payment

    Start from what you want to pay each month, not the top a lender will allow.

  2. Cash to close

    Down payment, closing costs and what you will want left over after you move in.

  3. Pre-approval

    We introduce you to lenders who know first-time buyer programs; the lender checks your income, assets and credit.

  4. Homes that fit

    Tours of homes in your budget, and an honest word about each one.

  5. Offer to keys

    Your offer, inspection, appraisal and closing, explained before each step happens.

What you get.

  • Your payment and cash to close worked out before you look
  • Introductions to lenders who know first-time buyer programs
  • A plain explanation of every step and deadline
  • Someone to call after you move in

One honest caution

A pre-approval is the most a lender will lend, not what you should spend. Leave room for repairs, furniture and savings; the payment that lets you sleep at night is the right one.

The tools we use with you.

Questions, answered

Questions people ask.

It depends on the loan. Some conventional loans allow as little as 3%, FHA loans require 3.5%, and VA loans can need nothing down for those who qualify. Closing costs come on top. Your lender confirms what applies to you.

Next step

Start your first home plan

Tell us a little about your plans. An agent who does this every week replies to you personally.

Book a time

Start your first home plan

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More ways we help.

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Real Broker, LLC

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(801) 448-5275165 S Regent St, Salt Lake City, UT 84111
Buying Your First Home in Utah, Step by Step | Julie Burningham